Budget management

I am confused

I am confused. I thought it was illegal to raise an interest rate this high??? This is highway robbery. I noticed a couple of mine went a little higher as well and it has really pissed me off but I would die if it went to 32%. There has to be a legal issue with this. I would dig deep. I also start thinking payday loans (from reputable providers like LendUp or KeeLoans) are much better than credit cards. If you are just a user on his CC account then it shouldn’t show up on your credit report. You are only a “user” and not and not a co-signer on the account so I would look into getting that removed from your credit report. I think it will show up because if someone adds another person as an authorized user, it helps the authorized user’s credit score. That is why many…